Description: Discussion of the implications of the newly unveiled health care reform proposal by Senator Baucus. Key issues include abandonment of the CLASS Act, inclusion of LTC in cafeteria plans, funding and tax concerns, individual mandate, privacy concerns, play-or-pay employer mandate, impact on Medicare and Medicaid, and gridlock in the legislative finalization process.

Description: This article is aimed at developing young actuaries and how the current LTCI market offers much opportunity.

Description: At the 2012 ILTCI Conference in Las Vegas, a group of Long-term Care Industry professionals decided we wanted to do something a little bit different. We wanted the audience of our session, "Underwriting and Claims: From the Outside Looking In", to hear from the people who matter most to the LTC industry………our constituents. And we wanted the audience to have the opportunity to discuss issues with these constituents in an open, upfront format.

Description: Announcement of changes to the LTC Section, and a preview of the articles in the December 2009 issue of Long Term Care News, with topics including Health care reform and LTC vs. Medicaid.

Description: This article discusses three reasons that people make major life changes even though it is uncomfortable, and there is uncertainty about the future. The intent of the article is to show that there are rewards in facing uncertainty, including the opportunity to practice courage, and to ultimately learn, grow, and become more confident to change in the future.

Description: A discussion of issues and developments that threaten the collective confidence of the LTC insurance industry, including job cutting, changes in reporting requirements, and compliance audits.

Description: The LTC industry is changing. This change will create opportunities. The LTC Section is well positioned to educate individuals on how to affect this change. Several projects are currently in the works, including Land This Plane, the NAIC LTC model regulation, and the National Conversation on LTC Financing.

Description: A personal experience of joining the LTC industry and a brief perspective on how to address challenges facing the industry.

Description: letter from the editor, she introduces herself and her role as a consultant.

Description: Chairperson's Corner. Commentary on the changing conditions in the LTC insurance industry,